Condo Insurance

Coverage for Your Condo

Owning a condominium comes with unique risks. Our Condo Insurance provides tailored coverage for condo owners. Here’s what it includes:

  • Coverage for the Structure of Your Condo (Coverage A):
      • Protection for the physical structure of your unit, including walls, floors, ceilings, and built-in fixtures.
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  • Coverage for Your Contents (Coverage B):
      • Safeguards your personal belongings within the condo, such as furniture, appliances, and clothing.
  • Coverage if Your Condominium Unit Becomes Uninhabitable (Coverage C):
      • It helps cover temporary living expenses if your condo becomes uninhabitable due to covered perils.
  • Coverage for Personal Liability Insurance (Coverage D):
      • It protects you if someone is injured on your property or if you accidentally damage someone else’s property.
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  • Coverage for Medical Payments (Coverage E):
      • It pays for medical expenses if a guest is injured in your condo, regardless of fault.
  • Coverage for Loss Assessment:
      • It covers your share of assessments levied by the condo association for common property damage.
  • Water Backup & Sump Overflow Coverage:
    • It protects against water damage caused by backed-up sewers or sump pump 
    • Failures

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